🕒 How Long Do You Have to Wait to Refinance?
🕒 How Long Do You Have to Wait to Refinance? A Guide to Seasoning Periods & the Delayed Financing Exception If you’re considering refinancing your home—whether it’s to lower your interest rate, pull out cash, or recoup money from a recent cash purchase—timing is...
5 Signs Suggesting Mortgage Rates Could Soon Improve
Recent economic trends are sending signals that could positively influence mortgage rates. Here's the 5 signs of an economic slowdown that you should keep in mind: Key Signs of an Economic Slowdown: Truck Shipment and Booking Declines Truck bookings, a crucial...
A Historically Volatile Week in Interest Rates Explained
Why Were Mortgage Rates So Volatile Last Week? Here’s What You Need to Know If you were watching mortgage rates last week, you probably noticed they were moving a lot. Several major economic and global factors hit at once, causing a rollercoaster of rate changes....
Is Trump Shutting Down the CFPB?
Who Benefits from Shutting Down the Consumer Financial Protection Bureau? The Trump administration is working to dismantle the Consumer Financial Protection Bureau (CFPB)—a federal agency created in 2010 to protect consumers from deceptive financial practices. Acting...
Who Should You Talk to First: A Mortgage Professional or a Real Estate Agent?
If you’re planning to buy a home, you might wonder who you should talk to first—a mortgage professional or a real estate agent. Both play critical roles in the home-buying process, but the order in which you consult them can significantly impact your experience....
Prepare Yourself for Some Big Bond Updates
Weekly Market Update: Big News for Mortgage Rates What’s Happening Next Week? Some important economic reports are coming up: Tuesday: Productivity and Labor Costs Wednesday: Consumer Price Index and 10-Year Treasury Auction Thursday: Jobless Claims and 30-Year Bond...
How to Prepare Financially for Buying a Home in the New Year
As the New Year approaches, many people set resolutions to achieve major life goals—and buying a home often tops the list. If you’re planning to purchase a home in the coming year, taking steps now to prepare financially can make the process smoother and more...