Buying a home is an exciting journey, but it comes with its share of expenses—one of which is closing costs. Many first-time buyers are surprised by these additional costs, which can add up to thousands of dollars. As a mortgage…
Weekly Market Update: Big News for Mortgage Rates What’s Happening Next Week? Some important economic reports are coming up: Tuesday: Productivity and Labor Costs Wednesday: Consumer Price Index and 10-Year Treasury Auction Thursday: Jobless Claims and 30-Year Bond Auction Why…
As the New Year approaches, many people set resolutions to achieve major life goals—and buying a home often tops the list. If you’re planning to purchase a home in the coming year, taking steps now to prepare financially can make…
If you’re planning to buy a home, you might wonder who you should talk to first—a mortgage professional or a real estate agent. Both play critical roles in the home-buying process, but the order in which you consult them can…
A Home Equity Line of Credit (HELOC) is a popular financing option that allows homeowners to tap into their home’s equity to access funds for various purposes. Unlike traditional loans, a HELOC works more like a credit card, giving you…
Even as inflation slows, many people still feel the strain of higher prices. Homeownership stands out as one of the best ways to protect your wealth and outpace inflation. Owning a home lets you build equity while shielding yourself from…
Market Update: What’s Happening with the Fed, Retail Sales, and Mortgage Bonds Fed Outlook and Market Sentiment After Fed Chair Jerome Powell’s recent speech, markets are holding onto the possibility of a rate cut at the December 18 meeting, but…
As the holiday season approaches, you might wonder how it impacts the real estate market. For both buyers and sellers, the holiday season can present unique opportunities and challenges. Here’s a look at some of the key ways the upcoming…
If you’ve been waiting for a smart time to buy a home, now’s your moment. History shows that home prices have risen following 9 of the last 11 elections, as buyer confidence rebounds and economic stability takes hold. With this…
Rebuilding After Hurricanes Milton and Helene: Navigating FEMA’s 50% Rule If you’re a Florida homeowner recovering from hurricanes Milton or Helene, you might already be grappling with FEMA’s 50% Rule. Here’s a quick overview and an invitation to a Zoom…
