Hi, I’m
Khaled Morad
I can help you understand your best mortgage options
NMLS: 2072896
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KCL is Rooted in Knowledge. Driven by Community.
Focused on Legacy.
At KCL Funding Group we deliver clear communication and smart mortgage solutions that help you plan your financial future, not just close on a home. From FHA to Non-QM DSCR, we offer diverse lending options to build wealth, security, and your legacy.
Fixed Rate Mortgage
Interest rate and payments remain the same for the entire term of the loan.
FHA Loan
Get a great rate with a lower credit score and low down payment. FHA loans provide a government-insured loan with flexible options.
VA Loan
VA Loans offer no down payment options for Veterans and their beneficiaries. Thanks you for your service!
Rehab Loan
Purchase an investment home without using your personal income. Ask about our 15% LTV DSCR loan!
USDA Loan
Purchase a home with no money down in certain rural and suburban areas.
Jumbo Loan
Jumbo loans offer great rates and flexibility larger loans.
My clients are the foundation of my success.
5 Star Client Reviews
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How can I help you?
Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.
I pride myself on excellent communication and easy accessibility when you need me. My job is to guide you every step of the way.
Let’s start a discussion about your mortgage needs and goals today!
Let’s get started today!
Purchase
Refinance
how we are different
- We build meaningful relationships with clients and prioritize long-term success over short-term gains. Every decision we make is guided by the impact it has on people.
- Transparency is at the heart of our work. We keep you informed every step of the way, ensuring you’re never left in the dark or misled.
- We stay ahead by constantly exploring new technologies and ideas. Our solutions are designed to be forward-thinking, flexible, and scalable.
- Integrity guides our actions. We adhere to high moral standards, doing the right thing—even when no one is watching.
- Every product and service we offer is created with the end user in mind. We listen, adapt, and build to truly serve your needs.
- We work alongside our clients, treating your goals as our own. Together, we build solutions that reflect shared vision and trust.
Learn all about home financing on my Blog!
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